For groups of 1-50 employees

Enjoy the peace of mind that comes from PPO Choice Select—a health plan accepted by most doctors and hospitals with extra savings when you get care from certain healthcare providers. For greater savings and lower out-of-pocket costs, visit Choice 1 providers when you need medical services. Choice 2 providers offer you more access to care, giving you flexibility and convenience to choose doctors and hospitals without referrals.

Choice 1 providers

UPMC Central PA's robust provider network is the anchor of your Choice 1 option. For the lowest cost share, you can select providers from among UPMC Central PA's many settings and Specialties.

Choice 2 providers

You have the freedom to select any provider in our PPO network. Many providers from local health systems - including Penn Sate Health and WellSpan Health - are available with Choice 2.


Our products have pediatric vision and pediatric dental services embedded.

D/$ = Deductible applies first, then a copay.

2024 plans

Plan Deductible Coinsurance Out-of-pocket max PCP Specialist Emergency room
Gold PPO Choice Select 1000/0/20

C1 - $1,000

C2 - $2,000

C1 – 0%

C2 – 20%

$8,550

C1 - $20

C2 - $40

C1 - $40

C2 - $60

D/$250
Silver QHDHP PPO Choice Select 2750/0/15

C1 - $2,750

C2 - $5,500

C1 – 0%

C2 – 20%

$7,000

C1 - D/$15

C2 - D/$30

C1 - D/$30

C2 - D/$45

D/$350
Silver PPO Choice Select 4500/0/30

C1 - $4,500

C2 - $9,000

C1 – 0%

C2 – 20%

$9,300

C1 - $30

C2 - $60

C1 - $60

C2 - $80

D/$400

2023 Plan

Plan Deductible Coinsurance Out-of-pocket max PCP Specialist Emergency room
Gold PPO Choice Select 1000/0/20

C1 - $1,000

C2 - $2,000

C1 – 0%

C2 – 20%

$8,550

C1 - $20

C2 - $40

C1 - $40

C2 - $60

D/$250
Silver QHDHP PPO Choice Select 2750/0/15

C1 - $2,750

C2 - $5,500

C1 – 0%

C2 – 20%

$7,000

C1 - D/$15

C2 - D/$30

C1 - D/$30

C2 - D/$45

D/$350
Silver PPO Choice Select 4500/0/30

C1 - $4,500

C2 - $9,000

C1 – 0%

C2 – 20%

$9,100

C1 - $30

C2 - $60

C1 - $60

C2 - $80

D/$400